Han just discovered that his MediShield premium is now $1,589, double what was deducted ($800) from his Medisave account automatically last year. That's a 100 percent hike. Your chortling at his discomfiture builds as he started to realise his deductible also went up, from $3,000 to $3,500. Then he asked those questions he should have presented to his subject of many interviews:
- Can insurance companies raise their charges without asking their customers whether they wanted the changes?
- Who regulates their business to make sure what they do is in the public interest?
- How then to make good on the pledge and ease Singaporeans' health-care worries?
Suddenly the official excuse is hard to justify, even for a life long apologist, "These revisions are necessary in order for us to stay aligned with the latest claims experience, so we can keep up with Singapore's changing healthcare landscape."
So what are the forthcoming changes in Singapore's changing healthcare landscape? You guessed it. The new Medishield revamp announced at National Day Rally 2013, the nefarious scheme with no choice to opt-out, with new premiums which will definitely be higher. And since the humongous hike that Han experienced has quietly taken place, the additional hike that comes along with MediShield Life won't look that bad. Just like using 6.9 instead of 7.0 million for the Population White Paper figure.
Indonesia is also launching a compulsory national scheme, one that provides free outpatient and Class III hospitalisation, for a mere 25,500 rupiah a month (approx $2.50 a month). And the bottom third of all citizens - some 86.4 million who fall below the poverty line - need not pay. The comprehensive coverage even covers birth, maternity cases and those already ill or getting treatment. "Now, the poor get health protection, the poor can get free medical treatment. This is guaranteed by BPJS," President Susilo Bambang Yudhoyono's Democrat Party. Words you'll never hear from the sorry excuse of a pink shirted politician.
|Guaranteed to make you puke|